About Vaibhav Vyapaar Ltd.
Incorporated in 2009, Vaibhav Vyapaar Limited is a non-banking financial company (NBFC) registered with the Reserve Bank of India (RBI). The company provides unsecured personal loans to salaried and self-employed individuals through its digital lending platform, operating on both direct lending and co-lending models.
The company offers personal loan products under the “LoanFront” brand through its mobile application, “LoanFront – Personal Loan App”, which enables end-to-end digital loan origination, underwriting, documentation, disbursement, and repayment. Its technology-driven infrastructure utilizes digital verification and automated credit assessment tools to support lending decisions and risk evaluation.
In addition to lending activities, Vaibhav Vyapaar generates revenue by providing application and technology services to other NBFCs. The company focuses on serving retail borrowers, including first-time borrowers and lower-income salaried professionals, across urban and semi-urban regions of India.
As of March 31, 2026, the company had assets under management (AUM) of ₹70.68 crore, a net worth of ₹27.22 crore, and a debt-to-equity ratio of 1.60. The company employed 55 personnel and leverages digital payment channels, including UPI and payment gateways, to facilitate customer repayments.
