Incorporated in 2010, Truhome Finance Ltd. is a retail-focused affordable housing finance company.

As of December 31, 2025, offering a comprehensive suite of secured lending products including housing loans, loans against property and others, with an average ticket size of ₹2.13 million as of December 31, 2025.

The company operates a well-diversified pan-India distribution network, with 216 branches across 19 states and union territories, as of December 31, 2025.

The company operate a proactive, technology-enabled collections framework anchored by an in-house collection system that integrates portfolio analytics, digital engagement tools and field-level execution.

As of December 31, 2025, the company had 5,095 permanent employees.

Competitive Strengths:

• Led by an experienced and stable management team, backed by a reputed board of directors and a marquee global private equity firm.
• The fastest growing affordable housing finance company in terms of AUM CAGR and the second most cost-efficient in terms of operating expenses to disbursements among Peers Identified by CRISIL.
• Established underwriting capabilities for self‑employed customers, which provides us with a significant advantage in tapping into a large, underserved market segment.
• Well-diversified pan-India distribution and sourcing network.
• Robust and comprehensive systems for credit assessment, monitoring and collections, translating into strong asset quality.
• Well-invested technology platform driving operating efficiency across the customer lifecycle.